Research on the Impact of User Profiling and AI Security on Service Innovation in the Silver Economy

Abstract

Abstract In response to the socio-economic challenges posed by the aging population, the Chinese government is actively laying out and promoting the high-quality development of the silver-haired economy. This article deeply explores the impact of user portraits and AI security on the high-quality development of the silver economy from the perspectives of the market and technology. From a view of market, the user portraits of the elderly can not only accurately explore the demand of the elderly but also facilitate enterprises to carry out digital and intelligent innovative service models. Besides, AI security can not only ensure the security of the multi-dimensional elderly population stratification label system (data such as health, consumption, and social interaction), but also serves as the foundation for accurately identifying pension needs and customizing services from the perspective of technology. The combination of the two gives rise to a new “precision + security” ecosystem. However, issues such as the technological gap, the risk of privacy leakage, and cost control still need to be addressed through policy support, technological innovation, and community collaboration. User portraits and AI security promote the evolution of the silver economy towards efficiency, security, and humanization through precise demand reach and controllable risks, providing a “technology for good” solution to address the challenges of aging. In the future, it is necessary to strengthen the inclusiveness of technology and ethical governance to build a smart pension ecosystem for the elderly.